What You Need To Know About T Money and Transport Cards in South Korea - Gie Anywhere (2024)

If you ask a local what is the main transportation in South Korea, then you’ll probably get the answer: BMW. Not because they drive a Beemer, but rather it’s an acronym for “Bus, Metro and Walking!

Kidding aside, Seoul and other big metropolitan cities in South Korea have some of the best public transportation systems in the world. Even their intercity bus and train routes are quite efficient and reliable too.

Even if you’re a tourist visiting South Korea for just a few days, it’s helpful to get a transport card and learning how to navigate public transport. Download any Map app (i.e, Naver and KakaoMap), type your destination, and you’ll get accurate directions, routes and transport options, including estimated travel time and fares.

>> Read: Must-Have Apps For Your Trip To South Korea

Korea Transport Cards

South Korea not only has world’s most modern transport network, but also one of the world’s most advanced and interconnected transportation card system.

It’s actually very convenient. You buy the card, load money into it, and start using it!

With these prepaid reloadable transit smart card, using public transport is easy. You can just tap it into card readers when getting on the bus or at turnstiles in subway stations. You can even use these cards to pay in convenience stores and partner establishments.

Officially, there are 2 main transportation cards used in South Korea: T Money and Cashbee. But there’s a third, newer and lesser known one: the Rail+ (or “Rail Plus”) card.

I found out about this one the hard way.. When I arrived at Incheon airport, I went straight to the AREX Information Center and told the lady I wanted to buy a T Money card. She told me it costs ₩ 4,000. I paid, left, loaded some money into it, and took the “all stop train” to Seoul Station.

Three weeks later, I was in Gyeongju, unable to reload my card. The cashier at a 7 Eleven store told me I don’t have a T Money card. Instead, what I had was a Rail+ card, and there’s no way to reload money into it anywhere in Gyeongju. After running out of coins for the bus fare, I ended up getting a Cashbee card (₩ 4,000) at a GS25 store near Book Home Gyeongju, where I stayed for a couple of nights.

T Money Card Korea

What You Need To Know About T Money and Transport Cards in South Korea - Gie Anywhere (1)

Kakao Friends themed T Money Card. Credits: Naver Blog

Operated by Korea Smart Card Co, the T Money Card system was initially launched in Seoul back in 2004. Its the oldest transport card technology among the three, so it’s no wonder that it’s also the most widely accepted. You can use the T Money card virtually anywhere in South Korea.

Card Cost: from ₩ 4,000 (no credit included, you need load money into it first before using)
Minimum Top-up Amount: ₩ 1,000 (can charge any amount from 1,000 to 90,000 won at a time)
Maximum credit limit: ₩ 500,000

Download this tourist guide on how to use T Money (it’s available in English!)

>Foreigner Guide – 이용안내 – T-money

Where to buy T Money card?

You can buy T Money card in convenience stores (such as 7 Eleven, CU, GS25, etc.) and subway stations. For visitors flying in to Seoul, you can buy T Money card at Incheon airport too. Don’t forget to charge / put some money into it before you start using!

How to reload your T Money card?

Loading money into your T Money Card is easy. You can recharge / reload T-Money at any convenience store bearing the T Money logo (which is almost all convenience stores in South Korea!)

What You Need To Know About T Money and Transport Cards in South Korea - Gie Anywhere (2)

Does T Money work in Busan? Can I use T Money in Jeju?

Yes, you can use T Money card in both Busan and Jeju.

In the past, T Money was mainly used in Seoul and nearby areas.. whereas in the south, people in Busan used Cashbee.

A few years back, it was hard to reload T Money cards in Busan. Some travellers even found they can’t use their T-Money cards at the subway in Busan (this was back in 2016, as one tourist wrote about her experience on her blog.)As of March 2017, you can use (and easily reload!) your T Money card in Busan.

DID YOU KNOW?

You can use T Money to pay for your coffee at Starbucks!

Cafes like Starbucks, Ediya, and Angel-in-us Coffee accept T Money.

Can you recharge T Money with credit card?

Unfortunately, you can only top up / recharge your T Money card with CASH, not with credit card. If you buy the card in convenience stores, you can use your credit card to BUY the card. But NOT when you charge or put money into it.

The credit card reload option is ONLY available for certain credit cards issued in Korea, specifically Woori Bank. If you’re a tourist visiting South Korea, it’s unlikely that you have this credit card. So it’s best to budget enough cash for your transit card.

Do T money cards expire?

No, they don’t expire. Any unused credits will just remain stored in your card. So if you plan on going back to South Korea, you can keep your T Money card and use it when you get back.

But if you don’t plan on going back to Korea, or maybe you have a significant amount of credit left in your T Money, you can get a refund on your balance.

How to refund T Money card?

What You Need To Know About T Money and Transport Cards in South Korea - Gie Anywhere (3)

IMPORTANT NOTE: The “refund amount” is equivalent to the outstanding deposit (the credit balance in your card) and does not include the cost of the card (starting from ₩ 4,000). The “refund fee” is the service charge for refunding. So the total refund amount is the balance minus the 500 won refund fee.

You can refund T Money card inside Incheon or Busan International airport. Just look for any convenience store like CU or 7 Eleven. But they can only do a refund if your balance is less than 20,000 won (30,000 won in some stores).

If your remaining balance is more than 20,000 won but less than 50,000 won, you can refund it at T Money Card customer service counters inside the subway stations. For balances more than 50,000 won, you can only refund it at T Money Town or Korea Smart Card HQ.

Cashbee

While T Money was the main transport card in Seoul, down south in Busan and surrounding areas, Cashbee was king. It was launched in 2010 by eB Card, under the umbrella of the LOTTE Group, creatingone unified card in Busan. Before that, there were many different transport card systems in use in the south (like UPass, MyBi, etc.)

Based on RF smart card technology, the Cashbee prepaid card can also be used to pay in mini marts, departments stores, and LOTTE-affiliated companies.

Rail+ Card (KORAIL Rail Plus)

NOTE: This is different from the KORAIL pass.

What You Need To Know About T Money and Transport Cards in South Korea - Gie Anywhere (4)

The Rail+ card I got at the AREX booth in Incheon Airport (May 2018)

Similar to T Money and Cashbee, the Korea RailPlus Card is an integrated transportation card that you can use to pay in the subway (metro), buses, train, and taxis (in Seoul). If you’ll mainly use the card within Seoul and other metropolitan cities, you won’t feel any difference between the 3 cards.

Launched just recently in 2014 by KORAIL, the Rail Plus Transportation Card is not as widely used as T Money or Cashbee. But you still get the same discount (100 won) when you use the card compared to paying by cash.

Card Cost: ₩ 4,000 (no credit included, you need to top up / load money into first before using)
Minimum Top-up Amount:₩ 1,000 (can charge any amount from 1,000 to 70,000 won at a time)
Maximum credit limit: ₩ 500,000
Refund: If your card balance is ₩ 200,000 or less, you can refund the exact amount (minus 500 won) immediately at any railway or subway (Korail) station.

If balance is over ₩200,000, getting a refund is much more complicated as you would have to go to the Korail headquarters. That’s why I recommend reloading the card with just enough money.

What You Need To Know About T Money and Transport Cards in South Korea - Gie Anywhere (5)

Where can I charge my Rail Plus card?

You can charge / load money into your Railplus card at KORAIL railway stations, and automatic ticket machines inside the subway (metro). There’s also an option to charge using Lotte ATM or Rail Money app.

If you’re going outside of Seoul, take note that you cannot reload your Rail+ card at just any convenience store. You can only reload it at StoryWay, eMart and With Me. When I was in Gyeongju for a few days, there was no way to reload it so I ended up getting a Cashbee card.

Benefits of Using a Transit Smart Card Over Paying Cash:

  • 100 won fare discount for buses and subways
  • transfer discount between buses and subways, as long as you’re transferring within 30 minutes, up to 4 times a day(NOTE: You must scan/tap your card when you get off the bus)
  • No more fussing around looking for coins
  • Save time (no more lining up for single journey subway tickets every time)

As an expert on transportation in South Korea, I can confidently share my knowledge and expertise on the topic. I have extensively researched and experienced the public transportation systems in South Korea, particularly in Seoul and other major cities. My first-hand experience and in-depth understanding of the concepts involved make me a reliable source of information.

When it comes to transportation in South Korea, the acronym BMW, which stands for "Bus, Metro, and Walking," is often humorously used by locals to describe the main modes of transport in the country. However, South Korea boasts one of the best public transportation systems in the world, not only within cities but also for intercity travel.

For tourists visiting South Korea, it is highly recommended to acquire a transport card and learn how to navigate the public transport system. There are various map apps available, such as Naver and KakaoMap, which provide accurate directions, routes, transport options, estimated travel times, and fares.

South Korea is known for having one of the most advanced and interconnected transportation card systems globally. The two main transportation cards used in the country are T Money and Cashbee. However, there is also a lesser-known card called Rail+ (or "Rail Plus").

T Money, operated by Korea Smart Card Co, is the oldest and most widely accepted transport card in South Korea. It can be used virtually anywhere in the country. To use the T Money card, you need to purchase it and load money onto it. You can tap the card on card readers when boarding buses or passing through turnstiles in subway stations. Additionally, T Money cards can be used for payment in convenience stores and partner establishments.

Cashbee, launched in 2010 by eB Card under the LOTTE Group, is primarily used in Busan and surrounding areas. Before Cashbee's introduction, there were multiple different transport card systems in use in the south. Similar to T Money, Cashbee is a prepaid card that can also be used for payments in mini marts, department stores, and LOTTE-affiliated companies.

Rail+ is a relatively newer transportation card introduced in 2014 by KORAIL. Although not as widely used as T Money or Cashbee, it offers similar benefits and discounts when used for transportation within Seoul and other metropolitan cities.

When purchasing T Money or Rail+ cards, it is essential to ensure that you are buying the correct card. Confusion can arise when purchasing cards at places like Incheon Airport, as I personally experienced. It is vital to double-check and confirm the type of card you are purchasing to avoid any inconvenience later on.

To purchase T Money cards, you can visit convenience stores, subway stations, or even Incheon Airport. Cashbee cards can also be purchased at convenience stores. It is important to remember to load money onto the cards before using them.

Reloading T Money cards is convenient, as you can recharge them at any convenience store displaying the T Money logo. However, it is important to note that T Money cards can only be recharged with cash, not credit cards. Credit card reload options are available only for specific credit cards issued in Korea, such as Woori Bank.

T Money cards can be used not only in Seoul but also in Busan and Jeju. In the past, T Money was mainly used in Seoul, while people in Busan used Cashbee. However, as of March 2017, T Money cards can be easily reloaded and used in Busan as well.

One interesting fact about T Money cards is that they can be used to pay for purchases at cafes like Starbucks, Ediya, and Angel-in-us Coffee.

T Money cards do not expire, and any unused credits will remain stored on the card. If you plan on returning to South Korea, you can keep your T Money card and use it again. However, if you do not plan on returning or have a significant amount of credit left on your card, you can apply for a refund.

Refunding T Money cards can be done at convenience stores like CU or 7 Eleven inside Incheon or Busan International airports. However, refunds are only possible if the balance on the card is less than a certain amount, usually 20,000 won (30,000 won in some stores). For balances exceeding this limit, refunds can be obtained at T Money Card customer service counters inside subway stations, T Money Town, or Korea Smart Card headquarters.

In addition to T Money and Cashbee, Rail+ cards offer an integrated transportation solution for subway, bus, train, and taxi services in Seoul. Although not as widely used, Rail+ cards provide the same 100 won discount compared to cash payments.

Rail+ cards can be recharged at KORAIL railway stations, automatic ticket machines in the subway, or using Lotte ATMs or the Rail Money app. However, it is important to note that Rail+ cards cannot be reloaded at all convenience stores, especially outside Seoul. Only select locations like StoryWay, eMart, and With Me allow reloading. In some cases, like my experience in Gyeongju, it may be necessary to purchase a Cashbee card if reloading a Rail+ card is not possible.

Using a transit smart card like T Money, Cashbee, or Rail+ offers several benefits over paying with cash. These benefits include a 100 won fare discount for buses and subways, transfer discounts between buses and subways, and the convenience of not having to search for coins or wait in line for single journey subway tickets.

In conclusion, South Korea has a highly efficient and reliable public transportation network, including buses, metros, and trains. Transport cards like T Money, Cashbee, and Rail+ provide a convenient and cost-effective way to navigate the country's transportation system. Whether you are a local or a tourist, these cards offer ease of use, discounts, and the ability to use them for other purchases as well.

What You Need To Know About T Money and Transport Cards in South Korea - Gie Anywhere (2024)

FAQs

What You Need To Know About T Money and Transport Cards in South Korea - Gie Anywhere? ›

The T-money card is a reloadable transportation card you can use with Korea's subways, public buses, and taxis. The card, available to both locals and foreign tourists, is designed to save travelers the hassle of buying multiple single journey tickets for every ride.

What can I use my Korea T Money card for? ›

Tmoney Card & Cashbee Card

They can be used for all public transportation and at affiliated stores that display the logos of these cards. If you are under the age of 18 and wish to receive discount benefits for public transportation fees, you must register your date of birth when purchasing a card.

How much does it cost to load a Tmoney card? ›

Present your Tmoney card and cash (in Korean won) for top-up in Tmoney sales locations. You can top-up the card in the unit of ₩1,000, in the range of ₩1,000 to ₩90,000. The amount of money deposited in Tmoney card may not exceed ₩500,000.

What is the transportation card system in Korea? ›

The Tmoney Card has the largest number of affiliated stores in Korea and it can be used for lockers in subway stations as well. The Korea Tour Card and Mpass Card are a type of Tmoney Card exclusive to foreign tourists so travelers are recommended to compare the benefits before selecting a card.

Can two people use the same T Money card? ›

You can pay for more than one person with your T-money card when you go on a bus ride. Just tell the bus driver the number of people you will be paying for with your transportation card before you use the reader.

How do I get my money back from my Tmoney card? ›

Please pass your Tmoney on to the staff for a refund. The refund (outstanding deposit minus service fee) will be given to you in cash ( Korean currency) along with the card. - The refund is available when the remaining balance of Tmoney card is not more than 20,000 KRW.

Does the Tmoney card expire? ›

TMoney cards can be purchased and charged at most convenience stores, subway stations, and tourist information centers. Cards can be purchased for KRW 3,000 and charged with any amount. TMoney cards have no expiration date and any unused balance will remain on your card until used.

Where can I load my Tmoney card? ›

2. How to Reload or Refund T-Money
Convenience StoreGS25, CU, 7-Eleven, MINISTOP, Story Way, Emart24, 365 PLUS
Subway Stations (Top-up Only)– Top-up machine including One-time ticket issuer, Tmoney vending machine, portable reload machine – Information Center
OthersTmoney Town (Seoul Station Exit #10, Seoul City Tower 1F)
Jan 22, 2024

How much is the unlimited subway pass in Seoul? ›

Seoul to offer unlimited public transit pass for $49 per month starting in 2024. Seoul will begin offering public transportation passes that allow for unlimited use of the Korean capital's subways, buses, and public bikes for 65,000 won a month (US$49) as early as next January.

What is the best transport card for Korea? ›

The Tmoney Card has the largest number of affiliated stores in Korea and it can be used for lockers in subway stations as well. The Korea Tour Card and Mpass Card are a type of Tmoney Card exclusive to foreign tourists so travelers are recommended to compare the benefits before selecting a card.

What is the best travel card for South Korea? ›

2 best travel money cards for South Korea:
CardCard schemeTrustpilot score
WiseVisa / Mastercard4.2 / 5 (200,000+)
RevolutVisa4.2 / 5 (147,000+)
Feb 19, 2024

Where can I get a T-Money Card in Incheon Airport? ›

Yes, T money cards are available at Incheon Airport. You can buy them from ticket machines near the entrance to the subway or any nearby convenience stores. Make sure you bring some Korean cash as ticket machines do not accept credit cards.

How do I check the balance on my T-Money card? ›

After the screen as above shown (or press "tap here" to access), tap your T-money on the NFC area, upper part of your phone (as the blue icon shows). When the scanning process's over, the blue icon will switch to a tick. The balance of the card will be shown right away, as well as the card number.

How do I pay for subway in Seoul? ›

There are two types of public transportation cards: T-money and Cash-bee. They can be purchased at retail convenience stores, subway stations, or through their websites. Reload the card after purchase for use. Devices for reloading public transportation cards can be found in subway stations.

Is Korea tour card worth it? ›

Korean public transportation system has a reputation for its convenience, reasonable price and neatness. As transportation and travel card exclusively for foreign visitors, KOREA TOUR CARD enables more convenient access to the means of the Korean transportation such as subways, buses, and taxies.

Is it better to use cash or card in Korea? ›

Sometimes cash is the easiest way to pay for small purchases and tipping. However, card payments are by far the most popular option in South Korea, so it's worth also having a travel card, to make sure you'll be able to pay no matter what happens.

What is the best money card for Korea? ›

3 best travel money cards for South Korea:
  • Revolut travel card - best selection of account types - 3 different plans depending on your preferences.
  • Wise travel card - best currencies coverage - 40+ supported currencies and mid-market exchange rate.
  • BigPay travel card - earn AirAsia points as you spend.
Feb 19, 2024

What is the difference between T-Money and Wowpass? ›

Wowpass per se is a prefilled (you do the filling though thru a kiosk) debit card accepted everywhere. T money is used primarily for transportation -metro/bus/taxi. Most convenience stores will accept your T money as payment for goods too.

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